Securing Your Dream House

Navigating the complexities of the property market does require significant investment in time and effort. As your dedicated buying agent, we are here to bridge the gap in time, distance and experience. Let us handle all the details so you can focus on what matters more to you.

1. Getting the ducks in a row

First and foremost, lay out the groundwork. Establish an understanding of the market: the different property types and leases, pricing trends, cost of transaction and ownership. Identify needs and preferences. It is important to know how much you can afford and how your criteria fit in. And get connected to banks/ mortgage brokers if necessary.

2. Search and due diligence

Once a search brief is agreed on, it is time for action: screening and viewing. For properties that pass the initial assessment in condition and location, the due diligence moves to valuation and information: we will evaluate transaction data and comparative prices, as well as get clarity on any issues that could potentially impede the buying process.

3. Deepdive into shortlist

With a shortlist established, we will accompany you on viewing or arrange live walk-through, whatever the circumstances, to make sure you get a clear picture. We will also make sure your questions and concerns are addressed. If a remodeling is on the horizon, we will get quotes on potential work. At the end of this step, you will have formed a view on valuation.  

4. Saying yes to the house

Have the credentials ready to make an offer. It is actually done alongside the previous step not after. We will get documentation from banks/ mortgage advisors and line up solicitors and surveyors. Once the numbers check out, it is all good to go.

5. Offer negotiation

We will present the offer and negotiate the terms. Or bid on your behalf in an auction. The offer may be accepted immediately, or the seller may come back with a counter-offer. Best and final is common with popular properties. Price is a major determining factor. Your strength as buyer also matters.  We will ensure that all documents are in place to start conveyancing.

6. Conveyancing and survey

Once an offer is accepted, the stage goes to the solicitor and the surveyor. We will review their feedback and assess the implications. This phase can take months and often involve a chain. Any hiccups could mean back to negotiation or search. We will manage communications with the various parties and handle the curveballs. It is also in this stage where you make a formal mortgage application.

7. Contract exchange

With all due diligence completed, next up is contract exchange. It is only at this point where buyers and sellers become legally committed to the transaction and a deposit (usually 10% of the purchase price) is paid. As soon as a date for contract exchange is set, we will help you arrange the logistics of the move, secure insurance for the property, and do another round of on-site inspection.

8. The last mile

The completion day is usually one or two weeks after contract exchange. It can also be set on the same day. You will receive the keys after transferring the remainder of the purchase price. Your ownership will be registered after completion and stamp duty is to be paid within 14 days. We are ready to assist you with any further need that arises.